Investment accounts

Authorised and regulated by the UK’s FCA to provide investment accounts, we are bound by CASS rules to segregate and protect client assets.

November 2019 investment update

October was a surprisingly good month but the wall of worry mounts, writes our Head of Investment Management, Simon Black. Download your copy of our November 2019 investment update and watch our briefing video to find out more.

Emerging market consumers: focus or fail

Middle classes in developing nations are the world’s biggest demand sector, yet many companies have failed to access them. Simon Black, Dolfin’s Head of Investment Management, looks at how firms and investors can refocus on this vast and growing group.

Dolfin launches Private Investment Club

Today we announced the launch of our Private Investment Club. The new offer is available to existing clients, providing exclusive, pre-screened investment opportunities across a variety of sectors and regions.

Leadership

Dolfin is led by a team of investment professionals whose careers in finance stretch back more than 30 years. They are advised by a panel of seasoned financial services specialists.

Executive Directors

Investment Committee

Team Leaders

Advisory Panel

Rodney Baker-Bates

Member of the Advisory Panel

Rodney Baker-Bates joined Dolfin’s Advisory Panel in March 2019. During a 50-year career, he has acquired core skills in strategy development, leadership and change management in organisations and roles spanning finance, technology and the media.

After a decade in management consulting at Arthur Andersen, Rodney spent 15 years in banking – first with Chase Manhattan Bank then Midland Bank – ultimately as general manager of Midland’s UK Bank. He then joined the BBC as Director of Finance and...

Rodney Baker-Bates joined Dolfin’s Advisory Panel in March 2019. During a 50-year career, he has acquired core skills in strategy development, leadership and change management in organisations and roles spanning finance, technology and the media.

After a decade in management consulting at Arthur Andersen, Rodney spent 15 years in banking – first with Chase Manhattan Bank then Midland Bank – ultimately as general manager of Midland’s UK Bank. He then joined the BBC as Director of Finance and Information Technology and a member of the corporation’s Board of Management and its Executive Committee. His final executive role was Chief Executive Prudential Financial Services. Since 1998 he has served as Chairman of a wide range of businesses covering publicly quoted; private equity; private; unquoted subsidiaries and charities. Currently his primary role is Chairman of Willis Ltd, the major London insurance broker.

During this time, he has built up a wide range of experience. As a Chairman, he led two successful IPOs, requiring a detailed understanding of financial and risk management and giving him considerable experience of corporate finance and funding issues. He understands the application of technology to achieving innovative product and service solutions as well as customer and supplier relationship management and business generation. Rodney values the training, development and motivation of managers and staff from a wide variety of backgrounds and skills. He has also handled the complex relationship between public service and the private sector including broad public policy, Private Finance Initiative and industry regulation issues. He brings broad experience of Board leadership and succession planning with public; private equity and private companies.

Rodney is a Fellow of the Institute of Chartered Accountants, an Associate of the Institute of Management Consultants and a Fellow of the Chartered Institute of Bankers.

Roman Joukovski

Co-Founder, Member of the Advisory Panel

After 15 years in wealth management and investment banking, Roman Joukovski co-founded the Dolfin Group in 2013 with a bold vision: to reimagine finance using fresh thinking and new technology.

As a member of the Advisory Panel, he develops strategy, uncovers new investment opportunities and builds alliances for the Group, whose businesses include financial services firms, a fintech platform, and various structuring units.

In 2002, Roman co-founded a small UK wealth manager. Responsible for strategic planning, forging client...

After 15 years in wealth management and investment banking, Roman Joukovski co-founded the Dolfin Group in 2013 with a bold vision: to reimagine finance using fresh thinking and new technology.

As a member of the Advisory Panel, he develops strategy, uncovers new investment opportunities and builds alliances for the Group, whose businesses include financial services firms, a fintech platform, and various structuring units.

In 2002, Roman co-founded a small UK wealth manager. Responsible for strategic planning, forging client relationships, and originating transactions, he was instrumental in growing that business into one of London’s largest multi-family offices, before he sold his holding in 2012.

Although his approach today is characterised by entrepreneurial instincts and a desire to challenge convention, Roman began his career in more traditional organisations. From 1999, he worked for Deutsche Bank in structured finance. This followed a variety of corporate finance roles, beginning in 1995 at Ernst & Young and including time with both NatWest Markets and Bankers Trust.

Roman holds an MBA from London Business School.

Stephen Kingsley

Member of the Advisory Panel

Stephen Kingsley joined Dolfin’s Advisory Panel in March 2019. Until June 2017 he was a Senior Managing Director at FTI Consulting. Over a career spanning more than 40 years he has worked exclusively with clients in the financial services sector, covering almost all areas of the financial services industry but focusing on banks - as an auditor, and later as a consultant and as a non-executive director.

He has extensive experience of dealing with audit both statutory and...

Stephen Kingsley joined Dolfin’s Advisory Panel in March 2019. Until June 2017 he was a Senior Managing Director at FTI Consulting. Over a career spanning more than 40 years he has worked exclusively with clients in the financial services sector, covering almost all areas of the financial services industry but focusing on banks – as an auditor, and later as a consultant and as a non-executive director.

He has extensive experience of dealing with audit both statutory and internal, financial and regulatory reporting, governance, risk management and internal control issues within the sector. At Arthur Andersen he acted as audit partner on various international banks, investment houses and insurance brokers. Leaving Andersen having reached the role of Global Head of the FS practice, Stephen held senior full-time positions in litigation support and economic consulting, management consultancy and in insurance broking. In his time acting as an expert witness for clients of FTI, he has dealt with a variety of financial services issues, focused on audit and financial reporting, governance, and regulatory relationships.

He has also held non-executive positions on several boards – all of which required him to be approved by the relevant financial regulator – including the Britannia Building Society, Cooperative Financial Services Group, Credit Suisse’s investment bank, and Equinova UK. These board positions, held in a period where bank governance and stability were under intense scrutiny, required him to understand in depth the issues around financial and regulatory reporting, and interact intensively with internal and external auditors as well as with prudential and conduct regulators, both in the UK and internationally.

Stephen is a Fellow of the Institute of Chartered Accountants and a Member of the Academy of Experts.

David Roper

Member of the Advisory Panel

David Roper joined Dolfin’s Advisory Panel in March 2019. David is former financial services partner with PwC where he set up and led dedicated financial services teams in both The North West and The Midlands.

David has over 30 years’ experience of advising companies in the financial sector including long term savings and wealth management, and has extensive experience of regulatory reporting. He currently sits of the boards of a number of charitable and tertiary education institutions involved...

David Roper joined Dolfin’s Advisory Panel in March 2019. David is former financial services partner with PwC where he set up and led dedicated financial services teams in both The North West and The Midlands.

David has over 30 years’ experience of advising companies in the financial sector including long term savings and wealth management, and has extensive experience of regulatory reporting. He currently sits of the boards of a number of charitable and tertiary education institutions involved with music, and chairs the Audit Committee of Atom Bank.

Roger Sanders OBE

Member of the Advisory Panel

Roger joined Dolfin’s Advisory Panel in March 2019. He is Director of workplace distribution and industry affairs at Lighthouse Group Plc, having previously been Managing Director of its group employee benefits division, and is also a director of Lighthouse Benefits Ltd, the sponsor of its master trust, the Corporate Pensions Trust, of which he is a trustee.

Prior to joining Lighthouse in 2010, Roger was deputy chair and director of employee benefits at Helm Godfrey Ltd which followed...

Roger joined Dolfin’s Advisory Panel in March 2019. He is Director of workplace distribution and industry affairs at Lighthouse Group Plc, having previously been Managing Director of its group employee benefits division, and is also a director of Lighthouse Benefits Ltd, the sponsor of its master trust, the Corporate Pensions Trust, of which he is a trustee.

Prior to joining Lighthouse in 2010, Roger was deputy chair and director of employee benefits at Helm Godfrey Ltd which followed many years building up his employee benefits consultancy in the West End. During this time, he was also the executive director in London of Rasmala Investments Ltd, the first UK regulated business to develop and market sharia compliant products and services and served on the Bank of England’s working party on Islamic finance.

Before starting his own practice, Roger worked for the Sun Alliance and London Insurance Group, which included a spell with Jardine Mathieson in Hong Kong. His “composite” career has given him a unique exposure to retail markets and the world of general insurance, as well as to financial services, investments and occupational pensions.

Currently, Roger is a member of the Financial Capability Board of the Single Financial Guidance Body, appointed to represent the interests of the retail financial services and general insurance sectors. He served as President of the Insurance Institute of London in 2017/18, having previously chaired its finance and financial services committees; and is now a non-executive director of the Chartered Insurance Institute and chair of its audit and risk committee.

He has held a variety of industry and non-executive positions, including serving as a non-exec director of the Financial Ombudsman Service; as chair of the Financial Services Authority’s smaller businesses panel and as a non-executive director of the Personal Investment Authority. He was a founding member and a director and deputy chair of the Association of Independent Financial Advisers. In Europe, he chaired the life and pensions committee of the European Federation of Insurance and Investment Intermediaries in Brussels and served as the UK’s retail market representative on the practitioner working group of the Committee of European Securities Regulators in Paris.

Roger, awarded an OBE in 2002 for services to financial services regulation, is the son of a dairy farmer from North Devon and lives in Westminster. He is a Freeman of the City of London and was the Master of the Worshipful Company of Broderers for 2017-18. He is also Chairman of the Trustees of the English National Opera Benevolent Fund; the Chair of the Council of Trustees of Roedean School; and is the Chief Honorary Steward of Westminster Abbey.